Backup for your money

Money app that builds and grows the emergency fund you've never had.
An extra $300-$600 in your pocket every month. That’s around $10K in emergency funds in two years. Need it?
Join waitlist
Early access. No spam.

Backup for your money

Money app that builds and grows the emergency fund you've never had
An extra $300-$600 in your pocket every month. That’s around $10K in emergency funds in two years. Need it?
Join waitlist
Early access. No spam.
An extra $300-$600 in your pocket every month. That’s around $10K in emergency funds in two years. Need it?
Join waitlist
Early access. No spam.

They profit. You lose.

Banks profit when you borrow, so they push you into debt.
Neobanks profit when you spend, so they push you to spend more.
​​Zane does the opposite. 
It finds your overspending, builds a plan to cut it, and runs it for you.

You keep more. You win.

Open your Zane account in under a minute

Download the app

Available on the App Store and Google Play.

Verify your identity

Snap your government ID and a selfie. That's it.

You're in

Get your account and virtual card instantly. Order a physical card, transfer funds, or access 36,000+ ATMs.

The real backup is MoneyNetTM

Introducing Zane's very own money management system.

All-in-one money view

All your banks, accounts, and cards in one app. No more jumping between apps or keeping many financial details in your head.

Personalized budgeting

See your next month's payments and purchases: from rent to ramen, every day and every transaction, including date, amount, merchant, and purpose. This is the foundation for avoiding unnecessary spending and keeping hundreds more every month.

Automated payments

With the Smart Card, your planned payments run automatically, avoiding unnecessary spending. Zane runs your budget under your supervision, so the extra hundreds stay in your pocket without you thinking about it.

Automated tracking & recommendations

Every day, Zane compares your plan to your actual spending across all banks, accounts, and cards and gives you recommendations. That helps you stay on course and avoid high-interest fees and late-payment penalties, keeping dozens to hundreds more a month.

Credit score improvement

Building an outstanding financial record is hard, but Zane does it for you.

By following your budget and paying with the Smart Card, you build a track record that credit bureaus recognize. Zane creates and submits your reports automatically; you don't lift a finger.

Your personal money manager in your pocket

A friend. Google. ChatGPT. No one knows your full financial picture.
‍
Zane combines global financial expertise with your unique situation—while keeping your identity private. It spots opportunities, flags risks, and guides your next move. The advisor wealthy people have. Now you do too.

Oh... and one more thing

Save on groceries, too

Zane keeps more money in your pocket beyond banking services. 

Food is one of the biggest household expenses, and over 30% typically gets thrown away. Zane creates personalized meal plans with precise weekly grocery lists that include quantities and prices, so you buy only what you need.

Easy, healthy, low-cost meals that save you additionally $200 to $400 and ~40 hours a month.

Save an extra $4K–$7K a year without changing your lifestyle

Today, you're covered.
Tomorrow, you're free.

Build long-term wealth

Saving extra money is good. Growing it is what makes you wealthier.

Zane helps you invest extra savings in diversified funds from the world’s largest firms like BlackRock and Vanguard, which have historically returned 10%–15% annually. With compounding, $500 a month could grow to a million by your 50s if you start early.
Zane helps you turn extra savings into long-term wealth, without relying on banks, brokers, or other expensive financial advisors
Coming soon
Rolling out to early users first.
S&P 500 Historical Annual Returns chart (last 30 years)
The S&P 500 is a stock market index that tracks the performance of 500 of the largest publicly traded companies in the United States. It is widely used as a benchmark to measure the overall health and performance of the U.S. stock market.

Security, by design

Your money is protected. Your data is private. We do not know who you are.

Your money

Your funds are held with regulated financial partners and protected using bank-level security, encryption, and standard industry safeguards.

Your account

We use advanced protection systems, continuous monitoring, and strict access controls to keep your account safe from fraud and unauthorized activity.

Your data

Your personal data is never sold, shared, or used for advertising. Not now. Not ever. We separate your identity from data, so even our systems and AI work with anonymized information, not your identity. Sensitive data (PII) is encrypted and protected using strict security standards, including SOC 2 and ISO 27001.

Zane pays for itself, many times over

Zane keeps an extra $300-$600 in your pocket every month. Plans start at less than the price of a streaming service.*

Essential

Free

Your Smart Card, your account, your wallet, transfers, payments, and 36,000+ ATMs. Plus the personal financial advisor that makes Zane different.

Free, forever.

Advanced

$15CAD/month

Everything in Essential, plus full MoneyNet™: automated budgeting, planned payments, daily tracking, personalized meal planning, and credit-score building. The full backup system.

You keep $285-$585 more, every month.

Coming soon

Ultra**

$35CAD/month

Everything in Advanced, plus the High-Interest Super-Account, Smart Investments, and the long-term wealth engine.

‍Builds you an extra million by your 50s if you start early.

*We charge a small monthly fee to keep Zane running smoothly, constantly improving the product, and providing real human support. In return, Zane helps you save far more than it costs. If Zane doesn't save you more than it costs in your first two months, we'll refund every penny.” as we had that before, and then it was missing.
**Coming soon. This feature will be available to a limited number of early users. Join the waitlist.

Frequently asked questions

When can I join Zane?
What other financial features does Zane offer?
Is my money safe?
What steps does Zane take to protect my personal information?
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We've got you

Zane. Backup for your money.

Easy access. No spam.

Privacy policy

Terms & conditions

©2026 Zane Inc., a PreAxia-Zane Financial company. All rights reserved. Get in touch at talk2zane@zanemoney.com

Zane Inc. is a financial technology company that brings a mobile application, Zane, to the US and Canada in 2026. Zane Inc. operates under the licenses of chartered banks.

DISCLAIMER

Zane Inc.’s statements regarding its plans, directions, and intent in connection with the US and Canada are subject to local laws, regulations, and obtaining the necessary regulatory approvals and authorizations. Information on this website is subject to change or withdrawal without notice at Zane Inc.’s sole discretion. Information on this website is intended to outline our general product direction and should not be relied on in making a purchasing decision. This information is not an offer, commitment, promise, or legal obligation to deliver any material, code, or functionality. Information about potential future products in the US and Canada may not be incorporated into any future contract. The development, release, and timing of any release in the US and Canada remain at the sole discretion of Zane Inc.