Spend less, save more without changing your habits or cramping your lifestyle!
Zane is an easy-to-use mobile app that helps you manage all your financial and lifestyle routines, from the big picture down to the smallest details.
Zane isn’t like other financial apps. We ask a little more from you to get started, so it takes a bit longer to set up. But trust us, the payoff in saving you time and money is totally worth it. You dedicate 15 minutes once and get an extra $500 or more a month forever.
Link all your bank accounts to get a complete view of your money flow. With a full picture, Zane can create an accurate budget for you and find hidden savings.
Did you know up to 30% of your spending goes to food and groceries? It's hard to save more without cutting down on your grocery bill. By planning your meals, Zane can help make your bank account, and maybe even you, healthier.
You're all set. Let Zane's AI handle the rest. Zane will suggest spending patterns to help you save. Just approve the recommendations, follow along, and watch the savings roll in.
Zane offers a great referral program, and rewards you with $10 for each new active Zane user who joined the Zane Community via your referral link.
We’re implementing Zane essential banking services you need, including a debit card that is automatically refilled daily with the pre-planned budgeting amount, multiple accounts (including joint accounts and kid’s accounts for your 12+ year-old children), online and offline payments (including Apple Pay, Google Pay and Samsung Pay), funds transfer, automatic bill payment, and access to 36,000 ATMs. In addition, you get fully automated and personalized recommendations created specifically for you and your personal needs, as well as reminders and notifications to precisely manage your money, avoid late payment fees, and ultimately save an extra few hundred dollars monthly.
Our product ensures full user anonymity, with users represented by letter-digital IDs, so no personal information is shared. We comply with PII, GDPR, and California Law regulations and have passed TPRM to secure a banking license. Data is encrypted using AES-256 and protected per ISO 27001 and SOC-2 standards, with transmission via HTTPS and TLS security. No user data is shared with vendors, and we only work with licensed third-party providers. Importantly, we don’t access or store any personal data – only users can manage their information.
Banks offer advanced services and collaborate with FinTech companies to boost client loyalty for faster, cost-effective data aggregation and enrichment. These third-party providers undergo strict Third-Party Risk Management (TPRM) to comply with banking and government regulations. Banks allow clients to view their accounts, cards, and transactions in one place through dedicated API services. FinTech providers, such as MX, Marqeta, Bud, and dozens of others, act as conduits for data access without storing it.
We don’t access users’ data. Instead, we provide tools for users to connect to their bank accounts. The data is then anonymized, enriched, and aggregated on our servers for analysis and predictive modeling. Our fully automated system forecasts user needs, creating hyper-personalized budgets, meal plans, and grocery lists without identifying individuals. All updates users make to these recommendations are also anonymized.
There are seven data protection and encryption levels on our end and Google’s end (we use Google Cloud Platform), in addition to the data anonymization. Thus, the data won’t be readable if a breach happens due to the end-to-end encryption. If, for some reason, the data is decrypted on our end, Zane is accountable for that; if it happens on Google’s side, it’s Google’s responsibility.
We cannot sell users’ personal data because we don’t possess it – all data is fully anonymized. We may offer analytical reports, market trends, and demand forecasting in the future, but these will be based on aggregated, anonymized data. No personally identifiable information will ever be sold or shared.
Zane significantly contributes to environmental improvement by pursuing sustainable practices:
Zane is a financial and lifestyle planning platform developed by Right Inc., a Financial Technology company that fully complies with all banking and financial regulations, including PII standards. This ensures the successful completion of Third-Party Risk Management (TPRM) processes and the authorized use of a banking license.
RIGHT Inc. is a financial technology company that brings a mobile application called Zane to the US and Canada in 2024. RIGHT Inc. operates under the licenses of a chartered banks, members of FDIC and CDIC, with accounts protected up to $250,000 each.
DISCLAIMER
RIGHT Inc.’s statements regarding its plans, directions and intent in connection with the US and Canada are subject to local laws, regulations, and obtaining the necessary regulatory approvals and authorizations. Information on this website is subject to change or withdrawal without notice at RIGHT Inc.’s sole discretion. Information on this website is intended to outline our general product direction, and should not be relied on in making a purchasing decision. This information is not an offer, commitment, promise or legal obligation to deliver any material, code or functionality. Information about potential future products in the US and Canada may not be incorporated into any future contract. The development, release and timing of any release in the US and Canada remains at the sole discretion of RIGHT Inc.
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