An extra $500 or more each month

Spend less, save more without changing your habits or cramping your lifestyle!

We want you to save more. A lot more! An Extra $6,000 a year more!

Be a successful saver from Day One!

Zane cuts the hassle out of budgeting and finds hidden savings for you. Simply follow Zane’s monthly plan or let Zane do it for you and watch your bank balance grow. With Zane, you won’t overspend or waste money, and save an extra $500 or more monthly!

Super smart, automatic, and totally personalized

Never budgeted before? No worries – Zane’s got your back. Zane analyzes all your spending, right down to that last cappuccino, to predict your daily expenses based on your lifestyle.

Avoid leaking money on bank account and credit card late fees

Save more by cutting late fees in banking and credit cards. Zane sends timely reminders, helping you avoid penalties and potentially save over $700 yearly with auto-withdrawals.

Why stay stuck in the past when your future looks so bright?

Expense tracking is old news. Knowing where you spent your money doesn’t help you save. Zane’s AI checks out your monthly expenses and uses smart forecasting to plan your next month, building in savings from the start.

Look how it looks

Zane is an easy-to-use mobile app that helps you manage all your financial and lifestyle routines, from the big picture down to the smallest details.

Put your grocery bill on a diet

Zane’s automated meal planning and grocery list cuts your food costs by 30% and saves you 40 hours a month. Eat healthy, save money, and get your time back!

Build healthy bodies and fatter wallets

On average, households spend 30% of their income on groceries and food. That’s a big chunk of change! Zane is the only app that tackles both your food cravings and your food expenses. Eating at home just got easier and healthier, saving you 70% every time you dine in by automating meal planning and making grocery shopping a breeze.

Don’t let spoilage spoil your savings

Without smart meal planning and grocery shopping, overbuying is too easy, leading to fresh, healthy food going to waste. The average household wastes up to 30% of their food. Zane helps cut waste by planning healthy, easy to cook, low-cost meals that use every last ingredient while keeping you well-nourished.

For the whole family

Whether it’s just you, you and your partner, or the whole fam, Zane’s got you covered. While other apps only handle personal or couple budgets, Zane fits your entire household with super-personalized budgeting and meal plans included.

Don’t stress about money – let Zane handle it

Managing money can feel like a chore. Zane predicts next month’s spending and gives you a plan and an action to follow. Stick to the plan, and you’ll save automatically while feeling great about being in the top 5% of savers.

Stop leaking money

Life’s busy, and it’s easy to lose track of where your cash goes. Zane’s AI spots hidden savings, so more money stays in your pocket.

Unique spending, shared accountability

Every household spends differently. Big expenses like rent and utilities come from a joint account, while personal stuff is covered individually. Zane gives everyone their own budget screen, including kids, all rolled into a household view. No matter how you split spending, Zane's got it covered

Personalized meal planning

Zane's smart meal planning lets you create family menus that cater to individual food preferences and intolerances. So, everyone enjoys breakfast, lunch, and dinner, while you keep your grocery bill in check.

Perfect tracking, perfect planning

Unlike other expense-tracking apps, Zane not only tracks your spending but also predicts it. While other apps just show past expenses and make you plan ahead, Zane's AI gives you a 360-degree view and handles all future planning. Whether it's groceries or lifestyle costs or mandatory payments, Zane has you covered.

The most valuable 15 minutes you'll ever spend

Zane isn’t like other financial apps. We ask a little more from you to get started, so it takes a bit longer to set up. But trust us, the payoff in saving you time and money is totally worth it. You dedicate 15 minutes once and get an extra $500 or more a month forever.

What our users are saying

“Thanks to Zane, I’m always aware of upcoming withdrawals and payments. It’s helped me save over $400 by avoiding late fees!”

Melissa

Student, University of California, Berkeley

“Zane’s predictive budgeting feature is a game-changer. It helps me avoid overspending and keeps my savings on track effortlessly.”

Viktor

QA Analyst, Facebook, Sacramento

“I love how Zane handles both my personal and family finances. The automated meal planning is a huge plus!”

John

Data Scientist, Shipium, Charlotte, NC

“Setting up Zane was quick and easy. The savings I’ve achieved since using it are impressive, over $1K for three months – I highly recommend it to everyone!”

James

Business Analyst, Durham

“Zane takes the stress out of financial planning. The AI-driven insights are incredibly accurate and easy to follow.”

PAGE

Student, University of British Columbia, Vancouver

“I was skeptical at first, but Zane has helped me save more than I expected. Highly recommend it!”

Daniel

CEO and Startup Founder, Calgary

“I never realized how much I was wasting, especially on groceries, until I started using Zane. Now, my budget, particularly the food budget, is under control, and I feel healthier!”

Vicky

Marketing and Communications Specialist, The Salvation Army in Canada, Toronto

“I love how Zane’s AI predicts my spending, providing me with 24/7 financial advice.”

Anton

Financial Analyst, Mark Antony Group, Vancouver

“Zane’s expense tracking and savings recommendations are spot on. It’s like having a personal financial advisor in my pocket.”

Nina

Operations Manager, BGIS, Calgary

FAQs

Does Zane Offer a Referral Program?

Zane offers a great referral program, and rewards you with $10 for each new active Zane user who joined the Zane Community via your referral link.

What Banking Features Does Zane Offer?

We’re implementing Zane essential banking services you need, including a debit card that is automatically refilled daily with the pre-planned budgeting amount, multiple accounts (including joint accounts and kid’s accounts for your 12+ year-old children), online and offline payments (including Apple Pay, Google Pay and Samsung Pay), funds transfer, automatic bill payment, and access to 36,000 ATMs. In addition, you get fully automated and personalized recommendations created specifically for you and your personal needs, as well as reminders and notifications to precisely manage your money, avoid late payment fees, and ultimately save an extra few hundred dollars monthly.

What Steps Does Zane Take to Protect my Personal Information?

Our product ensures full user anonymity, with users represented by letter-digital IDs, so no personal information is shared. We comply with PII, GDPR, and California Law regulations and have passed TPRM to secure a banking license. Data is encrypted using AES-256 and protected per ISO 27001 and SOC-2 standards, with transmission via HTTPS and TLS security. No user data is shared with vendors, and we only work with licensed third-party providers. Importantly, we don’t access or store any personal data – only users can manage their information.

How do you pull data from banks?

Banks offer advanced services and collaborate with FinTech companies to boost client loyalty for faster, cost-effective data aggregation and enrichment. These third-party providers undergo strict Third-Party Risk Management (TPRM) to comply with banking and government regulations. Banks allow clients to view their accounts, cards, and transactions in one place through dedicated API services. FinTech providers, such as MX, Marqeta, Bud, and dozens of others, act as conduits for data access without storing it.

How do you protect data once you've pulled it from user banks?

We don’t access users’ data. Instead, we provide tools for users to connect to their bank accounts. The data is then anonymized, enriched, and aggregated on our servers for analysis and predictive modeling. Our fully automated system forecasts user needs, creating hyper-personalized budgets, meal plans, and grocery lists without identifying individuals. All updates users make to these recommendations are also anonymized.

Who is liable in the event of a data breach?

There are seven data protection and encryption levels on our end and Google’s end (we use Google Cloud Platform), in addition to the data anonymization. Thus, the data won’t be readable if a breach happens due to the end-to-end encryption. If, for some reason, the data is decrypted on our end, Zane is accountable for that; if it happens on Google’s side, it’s Google’s responsibility.

Will you sell customer data?

We cannot sell users’ personal data because we don’t possess it – all data is fully anonymized. We may offer analytical reports, market trends, and demand forecasting in the future, but these will be based on aggregated, anonymized data. No personally identifiable information will ever be sold or shared.

What is your impact on the environment?

Zane significantly contributes to environmental improvement by pursuing sustainable practices:

Proper payment and purchasing planning help users reduce store trips, cutting carbon emissions by 15-20%.
Users also reduce online deliveries by consolidating purchases, leading to a 20% decrease in delivery-related emissions.
Meal planning reduces grocery purchases by 30%, lowering food waste by one-third and reducing emissions from waste disposal.
Planned meal prep saves 40 hours of cooking time monthly, reducing gas and electricity usage.
Our data anonymization strategy reduces the amount of data collected and stored, cutting electricity use for servers by 40%.